JOHN DEERE FINANCIAL PRIVACY NOTICE TO INDIVIDUALS WHO ARE CALIFORNIA RESIDENTS

The types of Personal Information about you that we collect depends on the product or service you have requested or have with us. This information can include Personal Information in the following categories (“Categories”) used for the purposes (“Purposes”) identified below:

CategoriesExamples (such as)Purposes for which it may be used (See below)

Identifiers

Real name, alias, postal address, Internet Protocol address, email address, account name, social security number, driver’s license information, passport number, or other similar identifiers.

a, b, c, d, f, g, h and i

Commercial Information

Records of personal property, products or services purchased, obtained, or considered, assets and liabilities, credit history and credit scores or other purchasing or consuming histories or tendencies

a, b, c, d, e, f, g, h and i

Internet or other electronic network activity information

including, but not limited to, browsing history, search history, and information regarding a consumer’s interaction with an Internet Web site, application, or advertisement.

c, d, f, g, h and i

Geolocation data

equipment location

d and h

Audio, electronic, visual or similar information

-

a, b, c, d, e, g, h and i

Professional or employment related information

-

a, c, d, e, g, h and i

Education Information

Diplomas, certifications and degrees

a, c, d, e, g, h and i

Inferences

Inferences drawn from any of the information identified in this subdivision to create a profile about a consumer reflecting the consumer’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes

a, c, d, e, g, h and i

Contact Information

telephone numbers, email address, physical address

b, c, d, e, g, h and i

Insurance Information

physical damage insurance on collateral

a, b, c, d, e, g, h and i

Financial information

bank account number, credit card number, debit card number, financial statements or any other financial information

a, b, c, d, e, f, g, h and i

Medical Information

Descriptions provided to us of illness that could affect your ability to repay.

a, d, e, g and h

Authenticating Information

Information used to authenticate you with something you know, such as passwords, PIN, mother’s maiden name

b, c, d, e, f, g, h and i

Life History Information

Information about your personal history, such as events that happened in your life, either to you or just around you.

a, b, c, d, e, f, g, h and i

Ethnicity Information

Driver's license picture

a, b, c, d, e, f, g, h and i

Demographic Information

age, income and marital status

a, b, c, d, e, f, g, h and i

Physical Characteristics

height, weight, age and hair color listed on a driver's license

c and h

Ownership Information

Things an individual has owned, rented, borrowed, possessed

a, b, c, d, e, f, g, h and i

Transactional Information

Purchases, sales, credit, іncome, loan records, transactions, taxes, declined credit requests, purchases, spending habits, the content and details of our communication with you and other information you or third parties provide to us.

a, b, c, d, e, f, g, h and i

Credit Information

Credit records, income, credit worthiness, credit standing, credit capacity, account balances and payment history

a, b, c, d, e, g, h and i

Criminal Information

Criminal activity, such as convictions

a, d, g and h

Computer Device Information

Information about a device that you use, such as IP address and browser fingerprint.

a, b, c, d, f, g, h and i

You authorize us and our affiliates to collect, use and disclose your personal information from time to time for all of the Purposes listed below:

  1. To assess your creditworthiness;
  2. To extend credit to you;
  3. To verify your identity and service and collect your account;
  4. To initiate, maintain and develop our business relationship with you in connection with offering and servicing of products, services and credit;
  5. To establish your eligibility for special offers and discounts;
  6. To monitor your purchasing history;
  7. To build credit score cards for our business;
  8. To comply with applicable law; and
  9. For the promotional purposes described below.

We and our affiliates may retain your information in our records for so long as it is needed for the Purposes above. Your consent remains valid after termination of our relationship with you.

You also have the right to request a description of the Categories and specific pieces of Personal Information about you we have collected and the Categories of Personal Information about you that we may disclose for a business purpose to third parties, along with a description of the categories of third parties that may receive that Personal Information.

You also have the right to request that we delete Personal Information about you that we have collected from you. Personal Information that is needed to complete a transaction, provide goods or services you requested, perform our contract(s) with you, or that was reasonably anticipated within the context of our ongoing business relationship with you, or that we can otherwise retain under applicable law, may not be deleted. This is further explained in our Enterprise Privacy Statement at https://www.deere.com/en/privacy-and-data/

You may exercise these rights there, by calling us at 1-844-972-2272 (CCPA), or by mailing your request to Privacy Manager, Center for Global Business Conduct, Deere & Company, One John Deere Place, Moline, Illinois 61265-8089. We will ask you to verify your identity to fulfill these requests.

If you wish to use an authorized agent to submit a request, we will need to verify the authorized agent by confirming that the original requestor has given written permission. We may deny a request from an agent that does not submit proof that they have been authorized by the consumer to act on their behalf.

Please be advised that any California consumer that exercises a right under the California Consumer Privacy Act will not be treated differently or discriminated against for exercising these rights.

We and our affiliates reserve the right to assign agreement(s) you have with us and your account(s) with us to third parties, who in turn also have a right of further assignment. You consent to the disclosure of your personal information to such assignees and to the collection, use and disclosure of your personal information by them as required to service and collect your account and to give effect to the assignment of your agreement(s) and your account(s) to them.

This Notice is not an agreement. It is solely information provided to you to comply with California state law. This Notice may be amended by us from time to time by providing you with a replacement notice.