Commercial Equipment
Financing that makes it easy to run with John Deere
Acquire the John Deere equipment you need with low upfront costs, varied rates, and flexible payments. Manage your cash flow and allocate resources to other areas of your business with approved credit from John Deere Financial.
Easy on your business's bottom line.
Loan or lease?
John Deere Financial offers great rates and flexible payment programs whether you buy or lease your commercial mowing or turf equipment — so you can choose what’s right for your business.
Loan Advantages
- Competitive rates - Special offers are available throughout the year.
- One simple loan - Bundle your equipment, parts, service, attachments, and more on the same note.
- Ownership - When the loan is paid off, the machine is yours.
Lease Advantages
- Lower monthly payments - Set aside more money to keep your operation going.
- Always the latest and greatest - Take advantage of a trade-in cycle to always have the latest technology and options.
- One complete package - Bundle your equipment, parts, service, attachments, and more on the same lease.
The Ultimate Forgiveness Program™
Your loyalty pays off when you continue to lease with John Deere Financial.
Hours Forgiveness²
If you exceed your hour limit, you can have half of the excess hours forgiven.
Rollover Hours²
If you end up using fewer hours than your lease stipulates, we will give you a credit for the unused hours.
Damage Waiver²
We’ll forgive up to $250 of any damage/excessive wear and tear.
Your cash flow changes with the seasons.
So should your payments.
Manage your company's cash flow with a loan or lease program that offers flexible monthly payments to match your income stream.
Seasonal Payment Plan
Make smaller lease or installment payments for up to 6 consecutive months of your choice, paying as little as 1 percent of the amount financed during high-expense months. The difference is added to payments during higher cash flow months.
Skip Payments
Tailor your payment schedule to your seasonal needs by choosing up to 3 months each year to skip payments.
Grounds Care Equipment and Service Bundles
Add hand-held equipment, parts, attachments, insurance, extended warranty, and service plans to your commercial equipment lease or loan package and enjoy the same low interest rate.
Ready to take the next step?
Revolving Plans
Get the extra spending power you need with a revolving line of credit from John Deere Financial. Charge your parts, attachments, batteries, Home & Workshop products, dealer services, and more. With two flexible programs to choose from, John Deere Financial gives you options to maximize your cash flow and keep running.
Talk with your John Deere dealer to see which revolving option is the right fit for you.
Keep Running Strong with Turf Terms³
Buy now, pay later and get all your maintenance work done plus purchase your needed wear parts. No interest 0% APR financing for all your equipment parts, service, and inspection needs with an approved Multi‑Use Account!
¹NEVERSTOP is available at participating dealers only.
²Limitations apply to Hour Forgiveness, Rollover Hours, and Damage Waiver. See your dealer for details.
³Offer valid on qualifying purchases made 01 November 2023 through 31 May 2024 and is subject to approved credit on a Multi-Use Account, a service of John Deere Financial, f.s.b. No down payment required. 0.0% APR until 15 November 2024. After that promotional period, interest charges will begin to accrue at the regular Multi‑Use Account rate. For agricultural/commercial use only. Available at participating dealers in the US only; see your local dealer for complete details.
‡This pricing estimate is for research purposes only. The pricing above is not a price quote and does not represent a financing offer from John Deere Financial or any other party. Actual prices, payments, and taxes may vary. Prices are in US Dollars only. See your local dealer for information and details regarding John Deere Financial and other financing programs.